<rdf:RDF
   xmlns:owl="http://www.w3.org/2002/07/owl#"
   xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" 
   xmlns:rdfs="http://www.w3.org/2000/01/rdf-schema#"
   xmlns:userv="http://www.businessrulesforum.com/2005/userv#"> 

  <owl:Class rdf:about="http://www.businessrulesforum.com/2005/userv#Driver"/>
  
  <owl:Class rdf:about="http://www.businessrulesforum.com/2005/userv#YoungDriver">
    <rdfs:subClassOf rdf:resource="http://www.businessrulesforum.com/2005/userv#Driver">
  </owl:Class>
  
  <owl:Class rdf:about="http://www.businessrulesforum.com/2005/userv#InsurancePolicy"/>
  
  <owl:Class rdf:about="http://www.businessrulesforum.com/2005/userv#VehicleInsurancePolicy">
    <rdfs:subClassOf rdf:resource="http://www.businessrulesforum.com/2005/userv#InsurancePolicy">
  </owl:Class>
  
  <owl:DatatypeProperty rdf:about="http://www.businessrulesforum.com/2005/userv#maritalStatus">
    <rdfs:comment>The marital status of the driver</rdfs:comment>
    <rdfs:range rdf:resource="http://www.w3.org/2001/XMLSchema#string"/>
    <rdfs:domain rdf:resource="http://www.businessrulesforum.com/2005/userv#Driver"/>
  </owl:DatatypeProperty>
  
  <owl:DatatypeProperty rdf:about="http://www.businessrulesforum.com/2005/userv#usState">
    <rdfs:comment>The US state where the client live.</rdfs:comment>
    <rdfs:range rdf:resource="http://www.w3.org/2001/XMLSchema#string"/>
    <rdfs:domain rdf:resource="http://www.businessrulesforum.com/2005/userv#Driver"/>
  </owl:DatatypeProperty>
  
  <owl:DatatypeProperty rdf:about="http://www.businessrulesforum.com/2005/userv#premium">
    <rdfs:comment>The value of the insurance premium.</rdfs:comment>
    <rdfs:range rdf:resource="http://www.w3.org/2001/XMLSchema#double"/>
    <rdfs:domain rdf:resource="http://www.businessrulesforum.com/2005/userv#InsurancePolicy"/>
  </owl:DatatypeProperty>
  
</rdf:RDF>