Actuarial Maths & Statistics, Heriot-Watt Univ :

The Genetics and Insurance Research Centre


Publication Policy

All the research work of the Genetics and Insurance Research Centre (GIRC) will be in the public domain. Research reports will be placed on this website and submitted to refereed journals for publication. Once accepted for publication or published the link will be moved to the `Published/Accepted Papers' section below. Note that many actuarial journals have refereeing and publishing delays that are unusual by normal standards.

Published/accepted papers

Research reports available online (currently submitted and undergoing refereeing) (as pdf files):

Ph.D. theses

Related publications (not GIRC)

For more information, please contact the director of GIRC, Prof Angus Macdonald (+44(0)131-451-3209 or

Last updated 7 October 2005